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I owe a big debt of gratitude to a special person, financial whiz, and expert blogger, Crystal Stemberger. She motivated me to try my hand at beginning my own blog and planning for a brighter future. Without her help, I would still be struggling to get this thing up and running! She even designed my very cool banner 🙂 Be sure to check out her head over to her site right away, for fun reading and excellent life advice at: http://www.budgetinginthefunstuff.com/